James Eaves

It seems more and more people are looking at a Seachange, Treechange or just something a bit more rural these days as a retirement option or even a day to day living option. The rise of more and more fly in/fly out work plus the ever expanding work from home options are really making this […]

Maybe it’s a sign of the times, a reflection of today’s society perhaps or maybe just a fluke but I seem to have done more loans for separations/divorces in the last year than I would have collectively in my 17 years in the world of finance. I’m not passing judgment, merely making comment on what […]

First Home Buyers are a promising sign, in my line of work anyway. If they’re making enquiries and coming back into the market, to me anyway, it has to have a flow on effect to the rest of the market. New buyers coming in to the market has to be a positive stimulus, surely? What […]

When writing a loan, you are in effect painting a picture. The bank and the banks mortgage insurer do not know the borrower from a bar of soap. The old days of banking history and a relationship with a particular bank are long gone. We must paint this picture, highlighting the borrower’s strengths and more […]